COMMENTARY & INSIGHTS

Financial gifts last far beyond the holidays. Instead of giving items that are forgotten in a year, you can give something that grows, compounds, and creates long-term opportunity. From RESP and TFSA contributions to FHSAs and starter investment accounts, even small amounts can shape someone’s future and build real financial confidence.

Canada’s Fall 2025 budget marks a shift toward long-term investment and fiscal discipline. With $280 billion committed to infrastructure and productivity, no major tax changes, and a focus on “invest now, constrain later,” the message is clear: stability today, prudence tomorrow. For investors and families, this is the time to strengthen savings, review portfolios, and plan ahead while the financial landscape remains steady.

The Canadian dollar may be weaker, but your travel plans don’t have to suffer. Learn how to stretch your budget, avoid hidden fees, and choose destinations that deliver more value when the loonie drops — plus smart strategies to turn currency swings into financial opportunity.