COMMENTARY & INSIGHTS

A thoughtful financial planning article from DO Wealth offering guidance for parents considering helping their adult children buy a home. It explores five key financial and legal considerations—covering retirement readiness, gifting vs. loaning money, co-signing mortgages, estate implications, and government programs like the FHSA and Home Buyers’ Plan. Designed to help families navigate real estate support without compromising long-term financial goals or family harmony.

Should You Help Your Kids Buy a Home?

ChatGPT said: Thinking of helping your kids buy a home? Before gifting, lending, or co-signing, consider five key filters: your own financial security, legal and tax implications, fairness among siblings, and clear expectations. This DO Wealth guide helps you support your children without compromising your retirement or creating family conflict.

Aug 75 min read

How to Financially Prepare the Next Generation—Without Spoiling Them

Worried about raising financially capable heirs without breeding entitlement? At DO Wealth, we help families pass down more than just assets—we help them build legacy. Learn how early education, real-life money experience, and open communication can prepare the next generation to manage wealth with confidence and purpose. Ready to build your family’s continuity plan? Let’s talk.

Jul 84 min read

The Importance of Growth Investments Post-70

Many Canadians over 70 are told to avoid growth investments—but that could be a costly mistake. With rising life expectancies, inflation, and healthcare costs, your retirement portfolio may need to last 20–30 years. Staying partially invested in equities and growth assets can help protect your independence, manage tax burdens, and support your legacy goals. Learn how to balance stability with long-term growth in our latest article.

May 304 min read